We had an MBNA credit card that they kept raising the limit on. The limit was up to $46K. We almost never used it, so we just cancelled it. I was dreading their retention script on the phone, but it was mercifully short. We’re also trying to sort out a budget. Some weird things come up when you’re doing that. Who knew that we were spending $400 a month on Blancmange? (just kidding)