For the first time, we’ve been taking a serious look at our retirement fund. I’ve had a 401k for a while and was putting into it, but we are now learning what our needs are, what things mean and how they work with mutual funds. One amusing thing is that a mutual fund is when you have the experts invest your money for you. Keeping an eye on these experts are investment newsletters written by other experts. Keeping an eye on these investment expert newsletters are newsletter rating experts. Of course, at each level, the expert in question has a fee, so my advice is to invest in the upcoming market of expert companies who rate the experts who rate the experts who rate the experts. Hmm, maybe I should charge for that advice.