I got my credit report from annualcreditreport.com to check for any ID theft. It’s the official site where you can get a free annual credit report. They redirect you to each of the three credit company websites for three different reports. Equifax.com wants your previously existing login ID, which you may or may not have from previous dealings with them. (Naughty!) Each of the 3 credit companies tries to trick you into paying to see your credit rating, so watch out for that. If you want to keep it free, the key word is credit report, not credit rating.