This article talks about how people are saving less money now than they have in quite a while. Bad idea? You’re soaking in it. In the early 1930s, there was the excuse of the depression and having to live off savings in those tough times. Now I think people just can’t say “no” to themselves. I realize there are people who are lucky to come up with money to pay the electric bill each month, much less save anything. But there are many buying things they can’t afford on credit. I think Dave Ramsey has some good ideas about being less stupid with money. Mind you, he’s trying to market a product, but he still has some good advice for free.